Tag: cheapest way to buy a mobile home

Frustrated At Real Estate Prices In Sarasota? Look At Buying A Mobile Home!
Anyone who has taken a few moments to either watch the news or look around at your favorite real estate websites for available properties in the Sarasota area can easily see how high the real estate prices are going at this time.

Never in our time here at The Mobile Home Dealer have we ever seen anything close to the price jumps that are happening on a regular basis through the Sarasota County area.

It really is something out of a movie, one day you see a home posted and the next day it already has an accepted offer on it many times these offers are several thousand if not tens of thousands of dollars over the initial asking price.

With all of this going on many Buyers have decided to wait out their time in either a rental home or not moving to Florida together in hopes that the real estate market will calm down and when they feel it is a better time to buy they will then make the jump.

A mobile home in Sebring Florida

While this may seem like a good idea to most, I can’t agree with this decision.

Why?

Because if the goal for these Buyers is to live in Florida either full time or just a few months a year then the one thing the Buyers will never get back is the time they are using waiting. Time is a resource that we all do not have enough of and once it runs out it runs out.

Mobile homes on leased land throughout the Sarasota area are a way where someone can purchase an affordable home of their own quickly and be able to start living their Florida dream right away.

Mobile homes on leased land in Florida are titled as personal property and not real estate. What this means is that we do not see a large surge in price hikes like the single-family market has seen over the past several months. In fact, there are more Sellers looking to make a deal now than ever with the mobile homes that they have for sale.

Mobile homes on leased land do not see a large price drop when the real estate market takes a turn south making purchasing a mobile home on leased land in Sarasota County Florida a very safe investment now and in the future.

Why move to a mobile home? Although mobile homes are not for all, there are clearly great advantages to living in a mobile home.

1. Affordability. Buyers who are looking for a practical housing solution without breaking the bank appreciate the economics of mobile home ownership. Indeed, the surprising affordability is one of the main positives. As well as the freedom from high mortgage payments, monthly outgoings are appreciably lower – good news if you are a first-time buyer.

2. Improved Standards. Inside, modern mobile homes boast levels of luxury to compete with conventional home construction. Finished to high standards under strict quality control conditions, the newest models feature cutting-edge materials such as solar panels, optional extra insulation, and PEX (cross-linked polyethylene) water piping that performs well in winter.

3. Choice of Designs and Styles. Unquestionably, the latest mobile homes come in inspiring designs and an impressive selection of styles, whether for a permanent base (eg. annex accommodation, staff accommodation, etc.) or holiday accommodation. It is also hugely reassuring that generous manufacturers’ warranties provide peace of mind for new owners.

4. Suitable for New Homeowners. After finishing education and starting a career, the lower costs of static caravan ownership mean that single units are a great option for individuals and couples. Straightforward maintenance tasks keep life simple, too.

5. Convenient for Families. In contrast, growing families might decide to opt for practical double/twin units with customizable rooms. Parents and children can benefit from the nearby countryside, parkland, and outdoor space or leisure facilities.

6. Flexible for Retirees. Many owners who are reaching pensionable age appreciate the opportunity to have a change, live with increased flexibility, and reduce expenses. Buying a mobile home is a canny decision, as it can also free up time for hobbies and leisure pursuits, as opposed to time-consuming house maintenance. In addition, those seeking a more leisurely pace can always pull up an armchair (or a deckchair) and enjoy relaxing views of the countryside.

Mobile home in Sarasota Florida for sale

7. Energy Conservation and the Environment. Because they are pre-built before delivery to the site, without the frequent removal of raw materials, mobile homes produce only one-tenth of the waste that is typical of conventional housing construction methods. They are, therefore, an environmentally sound concept. Equally importantly, over the long term, the latest manufacturing techniques and materials promise impressive energy efficiency.

8. Health and Well-being. As lifestyle gurus advise, the ability to live simply and with a ‘less-is-more’ attitude is good for one’s well-being. Importantly, mobile home residents enjoy the positive effects of greater contact with the natural environment, sometimes in landscaped areas and always with outside space. Life is undoubtedly enhanced by being away from the pollution and risks of traffic in built-up areas, while the physical and social environment tends to encourage activity and engagement with others.

9. Sense of Community. Like-minded communities, grasslands, and parks with club facilities and occasional group activities mean that residents can benefit from a sense of belonging, should they wish. Moreover, although mobile homes do not have immediately adjoining properties above or below them, neighbors can and do keep a helpful eye out for each other.

10. Safety and Security. Finally, owners will often mention feeling secure and able to live with their doors unlocked more than in traditional brick-built neighborhoods. A typical park layout with an internal network of relatively narrow roads and perimeter hedges or fences adds to the general security. Significantly, site residents usually recognize their neighbors, vehicles, and even regular visitors, so outsiders tend to be quite noticeable.

With no end in sight for the surging real estate market and rental prices starting to increase at much the same pace as single-family homes looking at a mobile home on leased land is a way a Buyer can purchase now at an affordable price without the fear of being priced out of the market.

Living in Florida is a great place to call home and waiting for something such as a real estate market to slow down may take years while Buyers are doing this the ocean, sun, and activities this area is known for continue to be here!

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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April 12, 2024
Useful Inspection Tips Before Buying a Mobile Home
Are you considering buying a mobile home? It’s a great decision! Mobile homes offer flexibility, affordability, and convenience. However, before you make the purchase, it’s important to perform an inspection to ensure that the home is in good condition.

A mobile home inspection can save you from potential headaches down the road and help you avoid costly repairs. In this blog post, we will provide useful tips on what to look for during your mobile home inspection so that you can make an informed decision when purchasing your new abode!

The Importance of Inspection Before Paying for a Mobile Home

Mobile homes are a great option for those who want to own a home without breaking the bank. However, it’s important to keep in mind that mobile homes can come with their own set of issues. That’s why performing an inspection before purchasing one is crucial.

An inspection will give you insight into the condition of the home and any potential problems that may not be visible at first glance. It also provides an opportunity for negotiation with the seller if there are repairs needed.

In addition, obtaining financing for a mobile home can be more challenging than for traditional homes, so lenders often require inspections as part of their underwriting process.

Taking the time and money to perform an inspection before buying a mobile home can save you from unexpected expenses down the road and provide peace of mind knowing that your investment is sound.

Mobile home inspector filling out an inspection checklist

What to Look for During Your Mobile Home Inspection

When buying a mobile home, it’s essential to conduct thorough inspections before making any payments. This ensures that you’re not investing in a property requiring expensive repairs afterward.

1. Water Damage

When inspecting a mobile home, one of the most important things to look out for is water damage. Water leaks can cause severe damage to the structure of a mobile home and can lead to mold growth if left untreated.

The first place you should check for water damage is around windows and doors. Look out for any signs of discoloration or warping around these areas as this could indicate that moisture has seeped in. Also, check under sinks, around toilets, and in the shower/bath area for any signs of leaking.

Be sure to also examine the roof carefully. Check for cracks, holes, or missing shingles as they are all potential entry points for water.

Inside the mobile home, check ceilings and walls thoroughly for stains or soft spots which could be an indication of water damage. In addition, don’t forget about checking beneath flooring materials like carpets or linoleum floors where hidden leaks may have gone unnoticed.

It’s important not to underestimate how serious even small amounts of water intrusion can be when buying a mobile home – always remember that prevention is better than cure!

2. Floors and Foundation

When inspecting a mobile home, one crucial area to pay attention to is the floors and foundation. Any issues with these can lead to significant problems down the line, so it’s essential to check them thoroughly.

Examine the condition of the flooring. Look for any signs of wear and tear such as cracks or holes in linoleum or carpeting. If you come across soft spots in the floorboards while walking around, this could indicate water damage or rot.

Next up is checking out the foundation. Look for any visible cracks both inside and outside of the property that could suggest movement or structural issues. While some hairline fractures are normal when dealing with older mobile homes, larger fissures require closer inspection by a professional.

Another critical factor is ensuring that there are no gaps between walls and floors which can allow pests like rodents into your home. Also, if you notice unevenness under your foot when walking around your new potential abode, this may be due to an unlevelled foundation that needs immediate attention before purchase.

An inspection of both floors and foundations is vital in verifying whether a mobile home has been well-maintained over time or not.

3. Vapor Barrier

The vapor barrier is an essential component of any mobile home. It keeps moisture from penetrating the walls and causing damage to the structure. During your inspection, check for any signs of damage or wear on the vapor barrier.

Make sure that there are no holes or tears in the material, as this can allow moisture to seep into the walls and cause mold growth. Additionally, check that it has been properly installed with no gaps or seams.

If you notice any issues with the vapor barrier during your inspection, it’s important to address them promptly before they lead to more serious problems down the line. This may involve repairing or replacing damaged sections of the material.

Remember that a well-maintained vapor barrier will help keep your mobile home dry and free from mold and other forms of water damage. So take some time during your inspection to carefully inspect this important component and ensure that it is in good condition.

4. Air Conditioning Units

When inspecting a mobile home, it’s important to pay close attention to the air conditioning units. These units are crucial for keeping your home cool and comfortable during the hot summer months. So, what should you be looking for when inspecting the AC unit?

Check that the unit is functioning properly by turning it on and feeling cold air coming out of the vents. Next, inspect the exterior of the unit for any signs of damage or wear and tear. This can include rusted parts or cracked hoses.

It’s also important to check the age of the AC unit as older units may need more maintenance or even replacement in order to function effectively. Additionally, ask about any previous repairs or replacements made on the system.

Don’t forget to check if there are any leaks from pipes connected to your air conditioner which could cause water damage inside your mobile house.

By checking these aspects thoroughly before buying a mobile home with an air conditioning unit installed in it you will ensure that you won’t face unexpected expenses later down the road once you have moved into your new home!

Mobile home inspectors

5. Doors and Windows

When inspecting a mobile home, don’t overlook the doors and windows. They are not only essential for security but also play a significant role in regulating temperature and ventilation inside your home. Check if they open and close smoothly without making any unnecessary noise.

Make sure that there is no evidence of water damage around the frames or sills as this can cause wood rot, mold growth, and other structural issues. Look for cracks or gaps on the caulking sealant to ensure proper insulation.

Check if all locks work correctly, especially for exterior doors. The last thing you want is to compromise your safety by having faulty locking mechanisms.

For windows, check if they have screens installed and make sure they fit tightly. It would be best to test them out by opening and closing them several times while checking for any signs of wear or damage.

Take note of the window type – single pane or double pane? Single-pane windows offer less insolation than double-pane ones which may affect energy efficiency within your home.

6. Electrical

When inspecting a mobile home, don’t forget to check the electrical system. This is an important aspect that should not be overlooked. Make sure outlets and switches are functioning properly and safely installed. Look for any exposed wires or frayed cords that could pose a fire hazard.

Check if there are any signs of overheating around light fixtures or appliances. If you notice any buzzing sounds coming from the walls or electrical panel, this may indicate an issue with the wiring and should be addressed immediately.

It’s also important to make sure that the circuit breaker box is up-to-date with modern standards and can handle the electrical demands of your household appliances. Check if there are enough circuits available to prevent overloading which can cause power outages or even fires.

If you’re uncertain about whether everything looks good in terms of electricity, it’s best to call in a professional electrician who can give you expert advice on what needs repair or replacement before making your purchase decision. Don’t take unnecessary risks when it comes to safety!

8. Leaks and Wet Spots on the Ceiling

When inspecting a mobile home, you should always check for any leaks or wet spots on the ceiling and flooring. These issues can indicate water damage, which can lead to costly repairs if left unaddressed.

Water damage in a mobile home can be caused by various factors such as roof leaks, plumbing leaks, or even condensation build-up. If there are any signs of moisture on the ceiling or flooring during your inspection, it’s important to investigate further.

Check the area around the leak for any visible mold growth as this could pose health risks to those living in the mobile home. You should also inquire about previous water damage incidents and how they were addressed.

Remember that fixing water damage is not just about repairing what’s visible; it’s essential to identify and fix underlying causes too. Neglecting small leaks now could result in bigger problems down the line.

When inspecting a mobile home, make sure to thoroughly check for any potential water damage concerns. Early detection can save you from expensive repairs later on.

Should You Hire a Certified Inspector or Inspect by Yourself?

When it comes to inspecting a mobile home before buying, you have two options: hire a certified inspector or do the inspection yourself. Both options have their pros and cons that you should consider before making your decision.

Hiring a certified inspector might seem like the safest option since they are trained professionals with experience in identifying potential issues. They can provide you with an unbiased report on the condition of the mobile home and help you avoid costly mistakes. However, hiring an inspector can also be expensive, which might not be ideal if you’re already on a tight budget.

On the other hand, doing the inspection yourself can save you some money, but it requires some knowledge and experience in construction and electrical work. You’ll need to carefully check every aspect of the mobile home to make sure everything is working properly and there are no hidden damages or leaks. Not knowing what to look for could lead to missing important issues that could affect your future safety and financial stability.

Whether you decide to hire an inspector or inspect by yourself depends on your level of expertise in construction work as well as how much money you’re willing to spend upfront. Regardless of which option you choose, always remember that taking time for proper inspections is crucial when buying any type of property – especially one as unique as a mobile home!

Conclusion

A mobile home can be a great option for those who seek affordable housing. However, it is crucial to conduct a thorough inspection before purchasing one. By doing so, you can identify any issues that need to be addressed and ensure that your investment will not turn into a financial burden.

Remember to look out for common problems such as water damage, flooring issues, and electrical problems. Take note of leaks and wet spots on the ceiling and flooring as these could indicate more significant underlying issues.

While some may opt to inspect their mobile homes by themselves, hiring a certified inspector could give you peace of mind knowing that every detail has been thoroughly checked.

Investing in an inspection before buying a mobile home can save you from future headaches and expenses. So take the time to do your due diligence – it’s worth it in the long run!

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January 23, 2024
How To Buy A Sarasota Florida Mobile Home Virtually
Do you think you need to physically see the mobile home you are buying before actually making an offer on it?

What happens if you are out of state or out of the country and see a mobile home that sparks your interest but is not in a place to be able to come to take a look at it before the opportunity passes itself by?

Do you live out of state and are concerned about whether the mobile home will be sold before you can make it down to see it in person?
With how fast the real estate market is selling right now one needs to be focused on moving as quickly as they can if and when they find the mobile home that meets their needs throughout the greater Sarasota Florida area.

To move as quickly as possible every Buyer should be open to utilizing the latest technology and being okay with buying a mobile home virtually without physically stepping foot into the property itself.

Crazy idea, right?
Not so!

We, here at The Mobile Home Dealer, sell over half of our mobile home sites unseen to Buyers all throughout the country and are quite familiar with addressing the most common concerns that Buyers seem to have.

The Mobile Home Dealer is the only licensed mobile home brokerage firm in the state that relies heavily on virtual tours for the home to sell. Not only does this give all the Buyers a real and honest understanding of exactly what the home is but we also go to lengths to make sure the Buyer knows exactly what the home is not.

By showing the good and the bad parts of all our homes we feel it allows the Buyer to receive a thorough understanding of exactly what they can expect when buying their mobile home without being present for the actual walk-through.

If the Buyer feels they need more information on the home, other than the standard virtual tour, then we are happy to set up a private virtual showing for the Buyer as well.

Here, we utilize several different video call options so that the Buyer can get a personalized walk-through of the home where they can ask the Sales Agent more questions than perhaps what the virtual tour was able to show.

When it comes to closing, we got that covered as well!

As licensed mobile home Brokers in the state of Florida, we are responsible for collecting and paying on the buyer’s behalf all of the sales taxes, title, and registration fees that are required for the purchase and title transfer.

Heck, we even got the Department Of Motor Vehicles ourselves to get the title taken out of the seller’s name and placed into the buyer’s name.
All of this comes at no extra charge to you, the Buyer of the mobile home.

As we all know mobile homes priced right sell very quickly. With selling so many homes to out-of-state folks, this is a real concern for many of our clients. I wanted to touch base with all of you today to let you know that this should not be a concern for you when you are looking to buy your new mobile home down here in the Sunshine State of Florida.

We at The Mobile Home Dealer sell the majority of our homes to out-of-state Buyers, who find our listings through some sort of online channel that we advertise them through.

Florida Mobile Home

Most of the time, these Buyers have already seen the detailed virtual tour we offer on all of our homes prior to them connecting with us to discuss their interest regarding their new mobile home purchase. After we speak to a state Buyer to better understand their needs we always offer to set up a video chat with them with a one-on-one viewing so they are able to have a private tour of the home to see exactly what they want that the virtual tour may or may not show. A lot of times, these things can be the opening and shutting of doors, looking at the closets, turning on lights or running the water, running the dishwasher, you name it we have been asked to do it!

It is not uncommon for all of our agents to do this at least once if not more than that with each Buyer who is out of state and interested in a mobile home.

If you see a home for sale by one of our agents and are interested in learning more but do not feel like you have the time to come down to Florida just to take a look at the mobile home before it sells do not let this be a deterrent to your purchase at all. We at The Mobile Home Dealer will always be happy to set up a time to give you a private video tour of the home to help you get a better idea of exactly what the home is and what the home is not so that you feel as comfortable as possible before moving forward with your new mobile home purchase.
Buying a mobile home in Sarasota, Florida can be done virtually with a few key steps. First, research available mobile homes for sale in the Sarasota area and make sure the mobile home meets your needs. Next, contact a local real estate agent who is familiar with the Sarasota mobile home market. Ask them questions about the mobile home, such as any recent repairs, the age of the home, and the condition of all features. Also, inquire about the zoning regulations for mobile homes in Sarasota County.

After you have found a mobile home that suits your needs, contact the seller and arrange a virtual walk-through. Virtual walk-throughs are conducted using video chat services like Skype or Facetime. During the virtual walk-through, ask questions about the condition of the mobile home and take pictures or videos to review later.

Once you have decided to purchase the mobile home, meet with an attorney or real estate agent to review the contract and make sure you are getting a fair deal. They will also be able to help you with the title transfer process, securing financing, and any other paperwork.

Buying a mobile home virtually may seem intimidating at first, but if you follow these steps, you can have a successful and stress-free purchase.

We at The Mobile Home Dealer usually complete these video chats through our cell phones where we connect directly with you, the Buyer.

Most cell phones these days can provide this type of service and if you are not familiar with the technology then we will be more than happy to walk you through it so that you feel as comfortable as possible with using it.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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January 21, 2024
10 Things To Consider When Buying A Mobile Home In Florida
Thinking of buying a mobile home in Florida involves careful considerations. From assessing park amenities to understanding local regulations, this article explores the key factors prospective buyers should weigh. Navigating through these considerations ensures a well-informed decision and paves the way for a satisfying and harmonious mobile home living experience in the Sunshine State.

Many people, both young and old, are drawn to Florida because of its pleasant year-round temperature, its abundance of beautiful beaches, and its lack of state income taxes.

Florida is well-known for its high quality of life and low cost of living. Communities of all types, from those catering to retirement communities to those catering to people living in mobile homes, have found a home in Florida.

Those who choose to make Florida their home can settle either inland or along the coast. The large size of the state makes it possible for a wide range of manufactured housing options, including the increasing popularity of mobile home communities and the purchase of prefabricated homes for individual lots.

How to Get Started Acquiring a Mobile Home in Florida

It’s exciting to be prepared to take the next step toward mobile living in Florida, but it’s also important to be well-informed.

Mobile Home in Florida

That depends on your financial situation. To begin the process of purchasing a mobile or modular home in Florida, you should first determine your budget. Like when you’re buying just the house, you can figure out how much you can afford by using a mortgage calculator.

What You Should Know Before Purchasing a Mobile Home in Florida

In 2020, a new single-wide manufactured home cost about $59,000, while a double-wide cost less than $115,000. New homes of 2,000 square feet cost close to $307,000 to build or about $150 per square foot.

In addition, if you buy a brand-new manufactured house, you can alter it to fit your preferences. While the initial purchase price of a previously occupied mobile home may be lower, the time and money spent making it your own may prove to be more costly in the long run.

A manufactured home can be customized to the buyer’s liking in terms of size, features, and aesthetics by dealing with the manufacturer directly.

Buying brand-new gives people a chance to get the reasonably priced dream house they want.

1. Choose Where You Want to Live

Your monthly costs can be better estimated if you choose between living in a community and purchasing your land. It’s up to you to decide between these two very different ways of living.

2. Financing Options Available

Buyers may find other sources of financing besides specialized banks. FHA, VA, USDA Rural, Chattel, HUD (Hud code), and other conventional loan options are available to qualified borrowers. New manufactured home buyers with low credit scores or incomes may be able to qualify for a specialized personal property loan.

Submit a personal loan or manufactured home loan request to the financial institution of your choice.

Mobile Home in 55+ community

The next phase of your life begins once you’ve finished these.

Rather not go through the trouble of these procedures? In this case, SellMobileHome.com will handle everything for you.

3. Registration and Titling

If you’re a Florida resident and you just bought a mobile home, new or used, you need to register it with the Florida Department of Motor Vehicles. Make sure the person or business you’re buying the house from initiates the title application.

The decal must be placed in an outward-facing window after registration and payment of the appropriate fee (fees vary by home size) has been made; a notary public is not required for the conveyance of real property titles.

4. Taxes

The taxes on your new mobile home will become your responsibility once you have obtained the title (consequently, ensure that all payments are current.). A purchaser shall be responsible for the payment of the 6% state sales tax and all other applicable local taxes.

In Florida, mobile home taxes are typically calculated in one of two ways:

As a yearly fee paid to the DMV for a new license plate and window sticker (annual license tax). Every year, you’ll need to pay real property taxes and replace the decal in your window.

Specifically, as physical land, mobile homeowners can avoid dealing with the Department of Motor Vehicles altogether if their mobile home is permanently attached or set up on their real property.

5. When to Buy a Mobile Home in Florida

Prices for manufactured homes are notoriously unstable. During January through March, mobile home prices tend to be lower on average, and sometimes even discounts are offered.

You should wait until the mobile home market improves before making a purchase. The timing and location of your purchase of a mobile home are important considerations.

6. Sizes of Mobile Homes

Single-wide, double-wide, and triple-wide manufactured homes are the three most common configurations. Most single-wides are 15 feet wide. Double-wides are typically 26 feet in width, while triple-wides can be as wide as 45 feet.

The width is the only defining characteristic of this category of mobile homes; the layout is not specified. Since the price of smaller and larger mobile homes is roughly the same, it is clear that the larger mobile home is the better investment.

7. Learn About the Available Floor Plans

A wide variety of floor plans are available for manufactured homes, making them suitable for a wide range of household configurations.

Things like living space, the need for a home office, the size and features of the kitchen, and the number of bedrooms and bathrooms that need to be dedicated to the master are all crucial.

Before consulting with mobile home builders, make a list of your family’s requirements and any best practices you’ve found useful.

8. Conduct Your Due Diligence

Look into Florida’s public records to spot any problems with a mobile home’s history before you buy. Examples of this could be:

Examining cases involving evictions, title disputes, and other legal matters at the office of the clerk of court.

By contacting the local code enforcement office, you can inquire about the most severe violations in your area.

You need to verify if the unit is for sale or if it’s changed ownership recently.

Vehicle inspection through Florida’s (DHSMV) utilizing a mobile home’s VIN.

9. Understand Your Customization Options

The total price of your brand-new manufactured house will be determined by factors like its size, layout, and level of personalization. Modern mobile homes offer a wide range of opulent conveniences and are built with superior materials.

Customers who order a new manufactured home but don’t specify the upgrades they want often end up dissatisfied with their purchase. Buyer satisfaction increases when all their desired features can be included in such a reasonably priced home.

Mobile Home in 55+ community

10. Understand Possible Additional Costs

When applying for a mortgage on a new mobile home, it’s important to factor in not just the total cost of the house itself or closing costs but also the costs of utilities, and maintenance when you buy a mobile

home insurance, mobile homeowners association fees, and anything else that might pop up. When you see the completed product, purchasing a new manufactured home appears simple.

Is Buying a Mobile Home in Florida Secure?

It is safe to buy a mobile home in Florida. Since 1976, the federal government has enforced strict regulations concerning the building of mobile homes.

Two years after Hurricane Andrew wreaked havoc across much of Florida as a Category 5 storm, regulations were tightened even further.

Therefore, unlike site-built homes, manufactured homes are subject to stricter federal regulations regarding wind resistance during inclement weather conditions. Furthermore, manufactured homes in Florida have had to adhere to more stringent state safety standards for installation (properly installed) and tie-downs since 1999.

When is the Best Time to Purchase a Mobile Home in Florida?

There is no definitive rule. There are many variables to consider. How important is it to have pre-approval for financing? When does your lease end? Exactly how badly do you want to change locations? To what extent are you willing to wait for a favorable market?

However, you can rest assured that nobody will be scrambling to buy a house in the dead of winter, especially in January.

Those who own the remaining homes are likely to be desperate, dedicated sellers who simply can’t wait for the next season to pass before unloading their properties.

You should buy a unit in the winter if you define the best time of year as “whenever the time of year will get you the lowest price.” It has the least amount of competition.

Brief Information About Mobile Home Living in Florida

Florida is among the top states for the highest concentration of mobile home parks. Mobile homes are a popular choice among buyers due to their low initial cost and adaptability. Before deciding to build a modular home on a residential lot, there are a few things you should consider.

Mobile or modular homes are legal in some Florida jurisdictions, while others strictly prohibit them. Buying a residential home lot in a city or rural area of Florida and setting up your manufactured home there is a simple process.

A manufactured home can typically only be placed in rural areas or agricultural areas in some counties.

The Florida Manufactured Housing Association reports that factory-built homes or manufactured homes are just as safe from hurricanes and other severe weather as site-built homes.

It’s estimated that there are 1,600 mobile home parks in the Sunshine State.

Florida state and local laws about mobile homes allow them to be “retired” on a lot and legally converted into a permanent structure (changing the status of a manufactured home as personal property).

Mobile home parks and mobile home communities in Florida are abundant and reasonably priced. The US Department of Housing’s Florida page has a lot more information about the mobile home park and their legality in the state, including the Florida Mobile Home Act.

In search of a Florida manufactured home of the highest quality? If you’re looking for an affordable, high-quality mobile home park and modular homes, look no further than SellMobileHome.com.

Buying a Pre-owned Mobile Home in Florida

If you’re looking for the best price or value, a used mobile home could be the way to go. However, determining its worth can be difficult. Used mobile homes in Florida can be purchased for an average of $47,853, but prices can go much lower or higher depending on the specific model and location. About 1,100 feet in length seemed to be the norm.

Mobile home in Florida

You should not buy a used mobile home without conducting a thorough inspection or due diligence and walkthrough to verify that the home is in good repair and has no substantial defects, all taxes are paid up to date, and there are no liens or other surprises attached to the property.

Make sure all payments are up to date with the park owners or community manager if the mobile home is located in one, and ask about any planned rent increases on leased land.

Mobile Home Communities

If you have never lived in a mobile home park before, there are several things to keep in mind:

You must abide by all mobile home park rules and HOA regulations.

Don’t let trash and debris accumulate on your property.

Timely lot rent payments are required.

If you want something cheap and temporary that doesn’t involve land ownership, a mobile home community and parks can be good options. Many mobile home parks have facilities like swimming pools, spas, fitness centers, and mobile home community centers can be found in many mobile home parks.

In Summary

You should go through this checklist and make any necessary decisions before meeting with a manufactured home expert to place your custom order.

You can make a wise choice once you have a good understanding of your budget, ideal home design, family requirements, and other factors.

Living in a mobile home is an alternative that has helped millions of people gain freedom and financial security. Start right now!

In search of a Florida manufactured home of the highest quality? If you’re looking for an affordable, high-quality mobile home park and modular homes, look no further than SellMobileHome.com.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life!

See Also:
January 20, 2024
10 Compelling Reasons Why You Should Buy a Mobile Home in Florida
Florida, known as the “Sunshine State,” is a popular destination for tourists and retirees alike. Its warm climate, beautiful beaches, and diverse cultural attractions make it an appealing place to live. If you’re considering relocating or investing in a property in Florida, you can buy a mobile home for change. Here are ten compelling reasons why you should consider buying a mobile home in Florida.

Mobile home for sale in Florida

10 Compelling Reasons Why You Should Buy a Mobile Home in Florida

1. Affordability

One of the most attractive aspects of buying a mobile home in Florida is the affordability factor. Mobile homes are generally more cost-effective than traditional houses, making homeownership more accessible to a broader range of people. This cost advantage allows you to enjoy the Florida lifestyle without breaking the bank.

2. Location Options

Florida offers a wide variety of mobile home communities, each with its unique amenities and surroundings. Whether you prefer coastal living, a peaceful lakeside setting, or a bustling urban environment, you can find a mobile home community that suits your preferences. This flexibility in choosing your location allows you to live in your dream setting while still enjoying the benefits of mobile home living.

3. Florida’s Favorable Climate

Florida’s climate is undoubtedly one of its most significant attractions. With mild winters and long, sunny summers, you can enjoy outdoor activities and bask in the sun year-round. This pleasant weather is ideal for those who appreciate the great outdoors and don’t want to be cooped up indoors.

4. Community Living

Mobile home communities in Florida often foster a strong sense of community. Neighbors often form close-knit bonds, creating a supportive and friendly environment. Many mobile home parks organize social events, clubs, and activities that allow residents to connect and build lasting friendships.

5. Low Maintenance

Mobile homes require less maintenance than traditional houses. With a smaller living space and less outdoor maintenance, you can spend more time enjoying the Florida lifestyle and less time on chores. Additionally, many mobile home parks offer maintenance services as part of their amenities, making it even more convenient for homeowners.

6. Amenities Galore

Florida’s mobile home communities are known for their abundant amenities. These can include swimming pools, fitness centers, tennis courts, and clubhouse facilities. Living in a mobile home community often feels like being on a perpetual vacation, as you can take advantage of these amenities at your leisure.

7. Proximity to Beaches

Florida’s pristine beaches are renowned for their beauty, and many mobile home parks are located near the coast. Imagine waking up to the sound of waves crashing and having the beach just a short walk or drive away. The convenience of living near the beach allows you to enjoy swimming, sunbathing, and beachcombing whenever you please.

8. Tax Advantages

Florida is one of the few states that do not impose a state income tax. This is a significant financial advantage, especially for retirees on a fixed income. Additionally, Florida has a homestead exemption, which can provide property tax benefits for permanent residents, further reducing your cost of living.

9. Retirement-Friendly

Florida is a top destination for retirees and a good reason. The state offers numerous services and amenities specifically tailored to the needs and preferences of retirees. From healthcare facilities to senior-focused activities and communities, Florida caters to those looking to enjoy their retirement years to the fullest.

10. Investment Potential

Buying a mobile home in Florida can be a sound financial investment. The state’s real estate market has historically shown steady growth, making it an attractive option for investors. You can also rent out your mobile home when you’re not using it, providing you with an additional source of income.

Conclusion

Buying a mobile home in Florida presents an array of compelling reasons to consider this housing option. From affordability and location choices to the favorable climate and abundant amenities, mobile home living in Florida offers a unique and appealing lifestyle. Whether you’re looking for a permanent residence, a vacation getaway, or an investment opportunity, a mobile home in Florida could be the perfect choice for you. So, why wait? Start exploring the mobile home communities in the Sunshine State and make your Florida dream a reality.

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November 3, 2023
Useful Tips for First-Time Mobile Home Buyers
Are you considering buying a mobile home for the first time? Congratulations! Mobile homes offer an affordable and flexible housing option for individuals and families. Whether you’re looking for your first home or downsizing, there are some important factors to consider before taking the plunge into mobile home ownership.

From determining your price range to understanding additional costs, let’s dive in and make sure you find the perfect mobile home for your needs!

Mobile Home for Sale in Sebring

Be Aware of Your Price Range

One of the first things you need to do as a first-time mobile home buyer is to determine your price range. Setting a budget will help you narrow your options and ensure you don’t overspend. Start by evaluating your financial situation and determining how much you can comfortably afford monthly mortgage payments.

Consider the purchase price and additional costs such as insurance, property taxes, utilities, and maintenance expenses. It’s important to clearly understand these ongoing expenses so that you can make an informed decision about what you can truly afford.

Keep in mind that while mobile homes are generally more affordable than traditional houses, prices can still vary based on factors such as location, size, age, and amenities. Research to get an idea of the average prices in your desired area or community.

Don’t forget to factor in any potential financing options or loan programs available for mobile homes. Explore different lenders and compare their terms and interest rates to find the best fit for your needs.

Remember, being aware of your price range will save you from future financial headaches and allow you to focus on finding a mobile home that meets your needs and wants without breaking the bank!

Private Land or Mobile Home Community?

When it comes to purchasing a mobile home, one of the primary decisions you’ll need to make is whether you prefer private land or a mobile home community. Each option has pros and cons, so it’s essential to consider your preferences and circumstances before making a decision.

If you value privacy and independence, owning private land may be your ideal choice. With your own property, you have complete control over how to use and maintain it. You can customize your outdoor space according to your preferences and enjoy more freedom regarding regulations and restrictions.

On the other hand, opting for a mobile home community also offers several advantages. These communities often provide amenities such as swimming pools, playgrounds, and fitness centers that are shared among residents. Living in a community also provides opportunities for socializing with like-minded neighbors with similar lifestyles.

However, remember that living in a mobile home community means adhering to certain rules the management or homeowners association sets. You might have less control over landscaping choices or exterior modifications than owning private land.

Whether you choose private land or a mobile home community depends on what matters most to you—privacy versus communal living options. Before making this important decision, consider factors such as location convenience, lifestyle preferences, budget constraints, and long-term plans.

Mobile Home for Sale in Florida

Know Your Must-Haves

When searching for your first mobile home, it’s essential to know what you’re looking for. What are your must-haves? Consider factors such as size, number of bedrooms and bathrooms, layout, and any specific non-negotiable features or amenities for you.

Start by creating a list of the most important things to you in a mobile home. Do you need a spacious kitchen with modern appliances? A large backyard for gardening or outdoor activities? A quiet location away from busy roads? This will help narrow down your options and make the search process more efficient.

Another factor to consider is whether you prefer new or used mobile homes. Newer models may come with updated features and warranties, but they can also be more expensive. Used homes may require some renovations or updates but could offer better value for your money.

Don’t forget about the location as well. Is being close to schools, shopping centers, or public transportation important to you? Think about what matters most in terms of convenience and accessibility.

Knowing your must-haves ahead of time will give you a clearer idea of what kind of mobile home will meet your needs and suit your lifestyle. It will also make the decision-making process easier when faced with multiple options. So take time to reflect on what truly matters to you in a mobile home before beginning your search!

Plan for Additional Costs

When buying a mobile home, it’s important to remember that the cost of the home itself is just one piece of the puzzle. You need to consider several additional costs before making your purchase.

Don’t forget about financing fees and interest rates. Like any other type of loan, fees will be associated with obtaining financing for your mobile home. Be sure to factor these into your budget so you clearly understand what you can afford.

Think about insurance costs. Mobile homes typically require specialized insurance coverage, which may come at a higher premium than traditional homeowners’ insurance. Getting quotes from different providers and comparing their offerings is essential before settling on a policy that suits your needs and budget.

Maintenance and repairs are another expense that often gets overlooked. While mobile homes generally require less upkeep than traditional houses, routine maintenance tasks, and occasional repairs will still need attention. Plan ahead by setting aside some funds specifically for these purposes.

Additionally, if you’re purchasing in a mobile home community or park, monthly lot rent or association fees may be involved. These costs can vary significantly depending on the location and amenities offered by the community. Make sure you inquire about these expenses upfront so they don’t catch you off guard later on.

When calculating your budget, consider utility bills such as electricity, water/sewer, and trash removal services. Mobile homes tend to be more energy-efficient than larger houses but being aware of potential utility expenses will help prevent any surprises down the road.

By planning for these additional costs in advance, you can ensure that buying a mobile home is within your financial means.

Conclusion

Purchasing a mobile home is an exciting venture, but it’s essential to approach it with knowledge and preparation. By following these helpful tips for first-time mobile home buyers, you can navigate the process more confidently and make informed decisions.

Remember to know your price range and stick to a budget that aligns with your financial capabilities. Based on your lifestyle preferences, consider whether you prefer private land or a mobile home community. Identify your must-haves in terms of size, layout, amenities, and location to narrow down your options effectively. And always plan for additional costs such as inspections, insurance, maintenance fees, and potential renovations.

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September 28, 2023
Do Mortgage Rates Affect The Cost Of A Mobile Home?
In mobile home ownership, mortgage rates influence the overall cost considerably. While traditionally associated with site-built homes, mortgage rates also impact mobile homes, albeit with nuances. This succinct exploration delves into the correlation between mortgage rates and mobile home expenses. From understanding how rates are determined to their implications on monthly payments and long-term affordability, we unravel the complexities of this relationship. Whether you’re a prospective buyer or an existing homeowner, grasping the interplay between mortgage rates and mobile home costs is essential for making informed financial decisions in today’s dynamic housing market.

Recession is ongoing, and the price of everything continues to increase. The housing market is not an exception. If you are looking to buy a mobile home in the Sarasota, Florida, area and have a limited budget, research the prices of mobile homes, especially when planning to finance your mobile home through housing loans. It is always better to have cash as many lenders will not finance a mobile home on a rented lot.

Mobile Home in Florida

Rising mortgage rates, near-record rental prices, and total scarcity of inventory both in the buying and rental market make it a very unusual and turbulent time to be in the housing market.

All of this, further shows that mobile home ownership continues to be the beacon of affordable housing.

Much of the spotlight has been turning to rising interest rates and how, the higher they go, the more the home costs.

The reason for this is that when someone looks to buy a property and obtain a mortgage for said property, the mortgage is subject to an interest rate based on the amount of money that is being borrowed.

An interest rate is the amount of money it costs to borrow from the lender.

The higher the interest rate the more expensive the borrower is borrowing thus costing the Buyer more money per month to own the home they are buying.

With this understood, does this translate to more expensive mobile homes?

Like so much in the industry, the answer is a yes AND no.

Let us explain.

Most traditional lenders will not lend on a mobile home if the land itself is not included in the sale.

The reason for this is that many traditional lenders feel that if the home is indeed “mobile” and the borrower does not pay the loan they agreed to pay they could just as easily move the home to another location without the lender ever knowing where they went. This would then create a situation where the lender would not be paid the remaining amount owed on the loan.

Although this is highly unlikely for several reasons, this is what most major lenders tend to believe and the current situation.

Third-party lenders will also lend on mobile homes on leased land.

These lenders will usually use the base mortgage rate for single-family homes as their starting point for a mortgage rate, then add a few additional percentage points on top of that.

At the time of this writing, most mobile home lending agencies charge an extra 1-2% on top of traditional mortgage loans to fund the mortgage on a mobile home.

As an example, if the standard single-family mortgage loan is 5% then it would be reasonable to think that a third-party mobile home lending agency would charge anywhere between 6%-7% for a loan on a mobile home that does not include the land the home sits on with the sale of the property.

So, in this situation, yes, the loan on the mobile home could cost the Buyer more as the mortgage rates for single-family homes increase.

A very common way to purchase mobile homes that do not include the land is by paying with cash.

Mobile Home in Florida

This is not subject to any mortgage loan rates simply because the Buyer is not paying with a loan and does not need to get prequalified by a mortgage company for the payment of their new home.

In this situation, the Buyer does not need to be concerned with the current mortgage rates as they are not affected by them in the least.

Due to mobile homes’ affordability, most mobile homeowners are not paying mortgages. Not only is it difficult to finance a mobile home on leased land through traditional loans, but most mobile home Buyers buy their homes with cash.

A new single-family mobile home in Florida costs $81,000, while a traditional house costs $400,000. Although not many people have $81,000 cash, many people who move to mobile homes make their plan a couple of years before buying, thus, they can save money.

Buying a house, regardless of whether it is a traditional site-fixed or mobile home, is not something one can decide without advanced planning.

When you are ready to buy a mobile home, it is important to do your research and understand the market. Mobile homes are a great option for those who want to live in a certain area but don’t want to deal with the hassle and expense of traditional home ownership. There are a few things you should keep in mind when you are considering buying a mobile home:

1. Observe the market. It’s important to know what similar properties are selling for in the area before you make an offer on a mobile home. This will help you avoid overpaying for your new home.

2. Don’t rush. Take your time when looking for the right mobile home. There are many options, so it’s important to find the one that fits your needs and budget.

3. Know your financial capability. Make sure you have a clear understanding of your finances before making an offer on a mobile home. You don’t want to end up in over your head financially. If you keep these things in mind, you will be well on your way to finding the perfect mobile home for you and your family.

Whether you are looking at buying your new mobile home with cash or by obtaining a mortgage, it is of utmost importance to be aware of what is going on with single-family home space, as this has a direct correlation to not only the cost of the mobile home but also the cost of obtaining a mortgage should you need one.

Mortgage rates can directly impact the cost of a mobile home. If interest rates rise, the cost of borrowing money to purchase a mobile home will also increase. Potential buyers must budget for a higher monthly mortgage payment. On the other hand, if interest rates fall, the cost of borrowing money will decrease, making it more affordable to purchase a mobile home.

Using this information will allow you as the Buyer to create an accurate budget for your next mobile home purchase.

The Mobile Home Dealer are licensed mobile home broker in Sarasota Florida and the surrounding areas. We provide professional buy and/or sell assistance to our clients. If you have any questions, please get in touch with us by clicking this link. You may also visit our Facebook Page and send us a message.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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September 26, 2023
How Does A Sarasota Florida Mobile Home Park Qualify Income?
One question that always remains a popular one with Sarasota Florida mobile home park residents is, how does one become qualified to live in the mobile home park that they buy in?

While we do not work for or are not associated with any one mobile home park within the Sarasota Florida area what we can say is one of the qualifying terms of becoming approved for residency is the applicant’s income level.

Generally speaking, most mobile home parks throughout the Sarasota Florida area want to see somewhere around three to four times the reported income to lot rent in order to pass the income assessment portion of the park approval process.

What this means is that in most mobile home parks the Buyers of a mobile home within the park have to make at least three to four times what the lot rent is in income every month.

Palm Terrace mobile home

For example:

If the mobile home parks lot rent is $500 then most parks will look for all residents applying for residency within the park to have somewhere between $1,500-$2,000 in reported income each month.

Mobile home parks do this because they want to make sure that each resident has the financial resources to pay for the lot rent each month. If the mobile home park did not use some type of financial qualification then they would not have anything on record that would help them see if the resident who is looking to move into the park has the financial resources to pay the monthly lot rent.

Without this precaution in place, mobile home parks could be in a situation where they are evicting people based on failure to pay their monthly lot rent bill.

To a mobile home park “stated reported income” can be anything from Social Security pay stubs, retirement or pension disbursements, wages from a job or business, or other investments that pay the individual money each month.

If there are two residents living in the home and they are both on the park application then, generally speaking, the park will look at both stated income amounts in order to assess if the residents will be approved from a financial standpoint.

Each mobile home park has its own version of the park approval but most parks will check the same three things for the applying resident which are the applicant’s credit history, criminal background, and income-to-lot rent ratio.

Each mobile home park will have its own credit requirements for park approval so it is of utmost importance that all Buyers check with the park prior to buying the mobile home they are interested in to ensure they understand all of the requirements that are associated with the approval process of the mobile home park they are interested in living in.

Most mobile home parks will approach the approval process with, what is referred to, as a “full picture” approach. What this means is that parks will take the applicant’s income, credit score, and criminal background together to determine the status of the applicant’s park approval.

Mobile home park

We certainly suggest that if you or any Buyer for that matter are unsure of what your credit score is go and pull a free credit report prior to applying for any park to see exactly where your credit score is and if it needs to be worked on prior to applying for park residency.

To people who are planning to move into mobile homes within the next two to three years and have bad credit, there is always an option given enough time to prepare.

Depending on your current job and financial situation, there are hundreds of ways to save money for a mobile home in the next two to three years.

Get rid of discretionary expenses. Many financial experts suggest that this is one of the majority of reasons why people, and even families, are not saving money. Check your monthly income and buy only the things you and your family need.

Decrease essential bills. Why pay for a higher Internet and cable package when you seldom use them? Turning off lights when not in use can save electrical bills, same with water usage. There are free ways to call your friends, families, and relatives so why spend money on phone bills?
Lifestyle check. How often do you go to fancy restaurants and bars? Will your monthly income support this kind of lifestyle? How much money can you save if you cut this activity off?

When looking to apply for residency within a mobile home park in the Sarasota Florida area always make sure you as the Buyer check to see what the lot rent is and what it includes. After you find this amount out make sure you verify this amount with the park owner or manager to ensure that the amount you have been quoted will be your payment and not an increased rate because you as the Buyer are becoming a new resident.

At times, some mobile home parks will grandfather old rates to the current owners of the property but when the mobile home is sold then the new resident will be required to pay a higher lot rent.

Having a thorough understanding of what the lot rent is and knowing what the financial requirements are prior to purchasing a mobile home within a mobile home park in the Sarasota Florida area will help you, the Buyer, in knowing exactly what it is you can afford and what you can not.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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September 25, 2023
When Is The Best Time To Buy A Sarasota Florida Mobile Home?
Living inside mobile home parks is an affordable alternative compared to living in a traditional site-built single-family house. Since tenants are paying for their space and own the house, this means they pay lower monthly rent with bigger space. Mobile homes come in three different sizes: single, double, and triple wide, depending on your family’s needs.

Many aspiring homeowners know how hard it can be to purchase a home in the current housing market. It’s no surprise that many people are seeking more affordable options – including tiny homes, RVs, and mobile homes (aka manufactured homes). In fact, it’s estimated that about 17 million Americans reside in mobile homes alone.

If buying a traditional home is just too daunting, consider mobile home living as an alternative option. Because mobile homes are extremely customizable and cost-effective, they’re a great choice for families and individuals of all sizes and walks of life. Keep reading to find out if living in a mobile home is the right choice for you.

One of the biggest benefits of living in a mobile home is that most of the mobile homes in the Sarasota Florida area are organized around the needs of older people and seniors. This means that mobile home parks are a peaceful community without teenagers creating noises or babies crying in the neighborhood.

Aside from the obvious affordability, especially for seniors who have limited financial means, mobile home parks are highly organized with almost everything the residents need.

Knowing all of these benefits, one might be interested in moving into a mobile home but don’t know when is the best time to buy.

With all the talk right now being how hot the real estate market is throughout the Sarasota Florida area one can begin to wonder, when is the right time to buy a mobile home in Sarasota?

This question gets brought up on a regular basis and we, here at The Mobile Home Dealer, feel we have a good idea of how to answer this commonly asked question.

When looking at buying a mobile home in the Sarasota area each Buyer needs to first figure out if they want to buy a mobile home in a land-leased mobile home park or in a resident-owned park.

The difference here, although it seems small, is actually a huge determining factor on when and why one would look to buy a mobile home.

If the Buyer is looking to buy a mobile home in a resident-owned park then, in this situation, the Buyer is purchasing real property instead of personal property. The reason for this is because, in Florida, when a mobile home is sold with the land included in the sale it is now viewed as real estate and not as a personal property purchase.

When one purchases real estate then traditional mortgages can be used along with most other financing options available to single-family homes.

In this purchase, the mobile home will be subject to the ups and downs of the real estate market which, as we all know, are a roller coaster!

If the Buyer is more interested in buying a mobile home on leased land where they own the own and pay a monthly fee each month to the mobile home park for the usage of the land then they are buying personal property and not real property. These homes are viewed and taxed in the same way a vehicle is taxed in the state of Florida. When purchasing this type of mobile home then the purchase comes with a title and not a deed if they were buying a mobile home with the land included in the sale.

When buying personal property, such as a mobile home in a mobile home park with lot rent, then these homes are not subjected to the ups and downs of the real estate market nearly as much as the resident-owned properties. The reason for this is that a mobile home on leased land is not required to have the purchase price recorded with anyone or anywhere which makes pulling sales comps nearly impossible.

What we can say with confidence is that a mobile home on leased land does not see the ups and downs of a real estate cycle as much as resident-owned communities do. This can be a positive or a negative pending on where in the real estate cycle you are buying your mobile home.

If you are looking to buy a mobile home at the high time of a real estate market then the Buyer may want to entertain buying in a land-leased mobile home park as the prices stay pretty much the same year in and year out. However, in a down real estate market, there are plenty of deals to be had in a resident-owned community as well.

Whether this is the first mobile home you are buying or you have bought and sold several mobile homes it is important to know the basics of what to look for in your next purchase.

Buying a mobile home is an excellent way to become a homeowner without having to pay the high cost of a traditional house. But there is much to consider before buying a home in this style. The following information will help you determine the requirements to buy a mobile home and if it is the right investment for you.

With all of this understood, the main question each Buyer needs to answer is, when are you ready to start living your Florida dream?

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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September 25, 2023