Category: Blog

Free Mobile Home Removal: 5 Ways to Get Rid of Your Home
Are you tired of looking at that old, dilapidated mobile home in your backyard? Maybe it’s time to get rid of it finally. But where do you start? The thought of paying for removal services can be daunting, but did you know there are ways to remove your mobile home for free? That’s right! This blog post will explore five different methods for removing your mobile home without breaking the bank. We’ve got you covered, from donating to charity to using demolition services. So, let’s dive in and discover how to make the mobile home removal process a breeze!

Mobile home demolition

Reasons Why a Mobile Home Must Be Removed

Mobile homes can be a great option for affordable and flexible housing. However, they can become outdated, damaged, or simply no longer needed over time. Here are some reasons why you may need to remove your mobile home.
1. Older mobile homes that may not meet current building codes can raise safety concerns. These could include issues with the foundation, electrical, or plumbing systems. It’s important to remove any potential hazards to ensure the safety of yourself and others.
2. If you’re looking to sell your property but have an old mobile home taking up space on the land, it could hinder your chances of making a sale. Removing it will free up valuable real estate and add value to the property as a whole.
3. Abandoned mobile homes on private property can attract unwanted attention from vandals or squatters, which is unsightly and potentially dangerous. Removal ensures peace of mind, knowing that no one else will gain access to your property without permission.
1. Removal Services in Your Area (Free and Paid)

If you’re looking for a way to remove your mobile home, several options are available. You can choose from free or paid services depending on your needs.

One option is searching for local companies specializing in mobile home removal. These companies will typically offer both free and paid services depending on the condition of the mobile home and location.

Another option is to check with your local government or waste management department. They may have programs in place that offer free or low-cost removal services for abandoned or dilapidated mobile homes.

You can also try contacting charities such as Habitat for Humanity or Goodwill Industries, which may be interested in taking your unwanted mobile home off your hands.

It’s important to note that while some removal services may be free, others may be expensive. Be sure to research all options thoroughly before making a decision, and always make sure you’re working with a reputable company if you choose to use paid removal services.

There are plenty of resources available in most areas for removing an old mobile home. You can find the right solution without breaking the bank with some research and effort!

2. Mobile Home Demolishing Services (Free and Paid)

Mobile Home Demolishing Services are available for mobile homeowners looking to get rid of an old, dilapidated, or damaged home. These services can be free or paid, depending on your chosen company and location.

Free mobile home demolition is often offered by local landfills, recycling centers, and scrap yards as they use the materials from the homes to recycle and reuse them. Some cities also provide this service for free during specific times of the year as part of their waste management program.

Professional demolition companies provide paid mobile home demolition services that specialize in safely tearing down mobile homes and disposing of debris properly. They have specialized equipment that makes demolishing easier while ensuring safety protocols are followed.

Before choosing a service provider, it’s essential to do some research. Check online reviews and ask for referrals from friends who’ve had similar experiences before deciding which option will work best for you.

It’s important to remember that some states require licensing and permits before carrying out any demolition work on a property. This means checking with local authorities regarding legal requirements before hiring a contractor is wise.

If you have an old or damaged mobile home that needs removal, these services can save time and hassle while ensuring proper disposal methods are followed, so don’t hesitate!

Mobile home removal

3. Sell Your Old Mobile Home

While some people choose to demolish their old homes or donate them to charity organizations, selling your mobile home can be a great way to earn cash and make room for something new.

First things first, evaluate the condition of your mobile home. This will help determine its value and potential resale price. The older the mobile home, the lower its value may be, but don’t worry—buyers are still willing to purchase it at a good price.

The next step is advertising your mobile home for sale online or in local newspapers. Ensure that all details, such as size, age, and necessary repairs, are listed clearly. It’s also important to highlight any unique features that could catch a prospective buyer’s eye.

Once you find interested buyers, arrange viewings and negotiate prices with those interested in purchasing your old mobile home. Consider hiring an attorney specializing in real estate if needed so that they can guide you through the legal requirements involved when selling property.

Selling your old mobile home requires patience but it can pay off once you find a buyer willing to give it a new life elsewhere!

4. Donate Your Abandoned Mobile Home to Charity

Abandoned mobile homes can be a headache for their owners and the neighborhood. But did you know that you can donate your abandoned mobile home to charity and benefit someone in need? Donating an abandoned mobile home is a socially responsible decision and a sustainable way of disposing of unwanted property.

Charities such as Habitat for Humanity, Goodwill Industries, and The Salvation Army accept donations of used mobile homes. These organizations often refurbish donated homes and sell them at affordable prices to families struggling with housing issues.

Donating your abandoned mobile home to charity helps those in need and saves you from the hassle of removing it yourself. Furthermore, donating a used mobile home can qualify you for tax deductions or credits depending on where you live.

Before donating your abandoned mobile home to any charity organization, make sure to do some research about their policies regarding donation acceptance and pick-up services in your area.

5. Donate Your Mobile Home to the Local Fire Department as a Fire Training Site

If you have an old mobile home that is no longer habitable but still standing, consider donating it to your local fire department. Fire departments often use abandoned homes for training exercises and simulations, providing valuable experience for firefighters.

Donating your mobile home as a fire training site helps the community by allowing firefighters to practice their skills in a realistic setting. It saves you the cost of demolition or removal.

Before donating your mobile home to the fire department, contact them and inquire about their specific requirements. They may have certain restrictions on the size or condition of donated structures.

It’s important to note that once donated, the mobile home will likely be set ablaze during training exercises and ultimately demolished. Be prepared for this outcome if you choose to donate your property.

Donating your mobile home as a fire training site can benefit you and your local community.

Conclusion

Removing a mobile home can be daunting. However, with the right information and services available in your local area, it doesn’t have to be expensive or overwhelming. From free removal services to donating your mobile home for charity or fire training purposes, various options depend on your situation.

Before deciding on any option, assess the condition of your mobile home and determine what is best for you financially and environmentally. Proper planning and research allow you to remove your mobile home without breaking the bank.

We hope this article has provided valuable insights into removing a mobile home efficiently while keeping costs low. Remember that each situation is unique and requires careful consideration before making any decisions.

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April 12, 2024
How To Buy A Mobile Home?
So, the time has come when you are ready to finally buy a mobile home within the Sunshine State but are not sure what questions to ask or where to start.

Sound familiar?

Whether this is the first mobile home you are buying or you have bought and sold several mobile homes it is important to know the basics of what to look for in your next purchase.

Buying a mobile home is an excellent way to become a homeowner without having to pay the high cost of a traditional house. But there is much to consider before buying a home in this style. The following information will help you determine the requirements to buy a mobile home and if it is the right investment for you.

Bay Indies-Venice Florida

The different types of mobile homes

Generally, there are three options to choose from when buying a mobile home. According to US Census, these are the differences between the two most popular options:

Single-wide

“Square feet can vary from just 600 square feet to 1,300 square feet. The “single-wide” usually 18 feet or less wide and 90 feet or less long The most common size for a “single-wide” house is 72 feet long by 15 feet wide, with a total of 1,080 square feet “

Double-Wide

“They usually range between 1,000 square feet and 2,300 square feet. A typical “Double-Wide” house measures 20 feet wide and 90 feet or less long, with an average of 26 by 56 feet. Due to its size, a “Double-Wide” house must be sent as two separate units and join in the Mobile Home Park “

Of course, the size you choose to buy will depend on the size of your family and how much you can pay.
1. Where Do You Want Your Home To Be Located?
Generally speaking, there are three ways one can purchase a mobile home:
1. On Land In The Country
2. In A Park Where You Own The Mobile Home And Own The Land
3. In A Park Where You Own The Mobile Home And Lease The Land
Each option has its pros and cons and we, here at The Mobile Home Dealer, are fans of all avenues.

If you are looking at the lowest buy in the price you usually will want to look at buying in a mobile home park where you own the home and are leasing the land, however, the monthly payment will be the highest.

If you are looking for a lower monthly payment but a higher buy-in price then you will want to look at buying a mobile home in a park where you own the mobile home and the land.

Lastly, if you want to buy real estate and don’t want to purchase a single-family home or condo then buying a mobile home with land in the country will be your best option.

2. What Is Your Monthly Budget

As mentioned above, if you want the lowest monthly payment for park maintenance then you will want to look at buying your mobile home in a park where you own the land and the home.

If you want a lower buy-in price and a higher monthly payment then living in a mobile home park where you own the home and lease the land will be something you want to look at.

Lastly, if you don’t want any monthly fees paid each month then living out in a more rural area will be your best bet.

Coachman RV Resort

3. What Age Of Park

Most mobile home parks will be offered one of two ways:
1. Age Qualified
2. Family
In an age-qualified park, there will not be allowed to have full-time children living in the home. Sure, if you have kids or grandkids coming to visit a few weeks a year then most mobile home parks will not have a problem with that, however, if they live with you full time that will cause an issue.

4. What Amenities Do You Want In Your Mobile Home Park

Want a pool, workout facility, or dog park? How about tennis courts or a clubhouse with all of the latest technology?

Whatever you can dream up then there is certainly a park that will meet your needs for that.

However, with additional amenities comes additional cost so always make sure to budget that within your monthly expenses.

Buying a mobile home is a major milestone for someone whether it is their first or one of many it is certainly a fun time to be had for all.

When looking at buying a mobile home it is highly suggested you know the answers to the four points above so that when it comes time to purchase your home you have found the park that meets all of your needs before going any further with the purchase process.

If you can’t buy a traditional house, a mobile home is always a good option to consider. Depending on the size of your family and how much you can pay, you can opt for a single, double, or triple-wide mobile home.

Buying a mobile home can be a great way to invest in your home ownership. It is important to understand the process and to take the necessary steps to ensure a successful purchase.

First, you need to decide what type of mobile home you want to buy. You can choose from single-wide, double-wide, and triple-wide styles. Each of these has its advantages and disadvantages that should be considered before making your selection.

Next, you should research the different mobile home dealers in your area. Look for dealers that specialize in the type of mobile home you are interested in, such as single-wide, double-wide, or triple-wide. You should also investigate their reputation and read online reviews.

Once you have chosen a dealer, it is important to negotiate the price, terms, and conditions of the sale. This will involve discussing any financing options available, as well as making sure that all legal documents are in order. Be sure to ask lots of questions to make sure you understand everything involved in the purchase.

Finally, you need to arrange for the actual transport of the mobile home. You may need to hire a professional transporter or work with the dealer to arrange a delivery service. Once the mobile home is delivered, you can then move in and begin to enjoy your new home.

The Mobile Home Dealer are licensed mobile home broker in Sarasota Florida and the surrounding areas. We provide professional buy and/or sell assistance to our clients. If you have any questions, please get in touch with us by clicking this link. You may also visit our Facebook Page and send us a message.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

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April 12, 2024
Considering Buying A Sarasota Mobile Home?
Considering Buying A Sarasota Mobile Home?

Have you thought about relocating to Florida and are considering a mobile home as an affordable second home or primary residence?

Currently, with over a thousand people per day moving to Florida, there has to be a reason why the rest of the country is coming down here and why so many are electing to purchase a mobile home in Sarasota at this time!

After speaking with several out-of-town clients who are considering moving to Florida, they are excited about the fantastic weather, but also the fact that they are able to do a little bit more outside on a daily basis with the COVID restrictions than other states.

Many counties here in Florida have mask requirements, but the businesses, parks, gyms, and beaches, they’re all open!

Having the ability to enjoy all that the state of Florida has to offer, not only during the winter months but during a national pandemic, is certainly a reason that draws many people to the Sunshine State.

Another reason why is that there is such a large inventory of affordable housing options, whether it is for a family or a retired couple looking to call Florida their new home.

Most of these folks that we work with are looking for a clean, safe, and affordable option to live in throughout the Sarasota area, for which this area has tons of those places to choose from. These amenity-rich communities have so much to offer their residents such as the location close to the beach, close healthcare facilities, several A-rated school districts nearby, and so much more!

We here at The Mobile Home Dealer specialize in selling mobile homes on leased land throughout the Gulf coast of Florida and can assure you that there is a home that can meet anyone’s budget throughout the area!

After finishing up a very turbulent 2020, we expect to see mobile home sales continue to skyrocket throughout the coming year due to so many people wanting to move south, whether it is just for the winter or for a more permanent stay.

With COVID restrictions continuing to loom throughout much of the country, we expect that the snowbirds from up north will extend their stay in order to truly enjoy the Florida lifestyle!

Currently, there is a slight lack of homes in the market that are for sale due to so many of the homeowners not being sure if their homes will sell due to everything that is going on right now with the COVID restrictions nationwide.

Bay Indies-Venice Florida

Update as of December 2022:

Although COVID-19 is still looming, the options for mobile home buyers are now better than in the previous 23 months since this article was first published. If you have decided that 2022 or early 2023 is the best time for you to buy a mobile home, consider knowing some of the most important things to consider when buying a mobile home in the Sarasota area.

Know When Is The Best Time To Buy: Mobile home pricing is volatile and can increase or fluctuate based on many circumstances. The average cost of mobile home prices may be lower, and discounts may be available from January through March. Waiting for a good timeframe to buy a mobile home can be pleasing to your wallet.

Know What Size Fits You: There are three basic sizes of mobile homes, single-wide, double-wide, and triple-wide. Single-wides generally run about 15 feet wide. Double-wides run 26 feet wide and triple-wides can run upwards of 45 feet wide. These types of mobile homes only refer to the width, not necessarily the floor plan. If you have a bigger family, It is indeed always preferable to buy a mobile home that is bigger considering that the price is worth it and people usually regret choosing the small size.

Know What Floor Plans Are Available: Mobile homes are available in numerous floor plans to accommodate families of all sizes. It’s essential to consider things such as gathering spaces, the need for a home office, kitchen size and amenities, and master bedrooms or master suites. Make a checklist of your family needs and best practices before meeting with a mobile home representative.

Know Your Financing Options: Although buying a mobile home in the Sarasota Florida area mostly involves cash, in some cases, financing is also an option. Approved buyers can get a mortgage under loan programs such as FHA, VA, USDA Rural, Chattel, HUD, or other conventional options. There may also be niche loans available for people with low credit scores and income in some cases when buying a new manufactured home.

Know Your Customization Options: The cost of your new manufactured home will be driven by square footage, design, and customization options. Today’s mobile homes are crafted with high-quality materials and luxury amenities are available. Given the cost-effectiveness of these living spaces, buyers are often happier when they get all their dream home options met.

Mobile homes on the market that are priced right and marketed correctly always sell fast.

So if you’re looking to purchase a mobile home, make sure you move fast once you see the home you’d like come up on the market for sale.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home buyers and sellers get to a better place in life.

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April 12, 2024
What Is My Sarasota Mobile Home Worth? Episode #1
“Hey, Mark. What Is My Sarasota Mobile Home Worth?” We at The Mobile Home Dealer get asked this all the time and we’ve decided that coming up with a series to go over what items and upgrades do add value and those that do not would be helpful for all of our viewers.

In this multi-part series, we will look to review what items bring value to your home in dollars at the closing table, and what upgrades come in value in your enjoyment of usage, but not necessarily cash money in your pocket when you sell your home.

First and foremost, before we even get started, we want to make perfectly clear that we at The Mobile Home Dealer believe that whatever upgrades you do to your home, you should go ahead and enjoy them for what they are!

This series is simply the perspective taken on what brings money to your pocket and what doesn’t, not what is enjoyable for you while living in the home!

Make sense?

The house you live in is yours to make it a home. So if the items you feel you want to add or have added to the home, do not make it into this series, but you feel you have gotten several years of enjoyment out of them, then great!

The first upgrade we’ll discuss in the series is the idea of selling your home fully furnished.

Fully furnished can mean several different things to several different people, but for this video, we will assume that fully furnished is everything in the home is included, from the furniture to the beds, right down to the forks and knives. Since we see homes sold this way all the time, what we can tell you is that many times homes that are fully furnished will sell faster. This is in large part because we feel that when Buyers see homes with all the furnishings included, they can easily see themselves moving in and enjoying the home without the added hassle of lugging down furniture from their current house or going to the furniture store the first day they own the home.

Mobile home in Sarasota Florida for sale

Selling your home faster will mean you as a seller will not be paying as much in lot rent, which will lead to having more money in your pocket.

Fully furnished mobile homes usually don’t sell for much, if any, more money than non-furnished homes.

So is selling your mobile home fully furnished a way to make more money on the sale? Well, yes and no. Yes, in that you will keep more money in your pocket from not having to pay lot rent, but no, in the fact that fully furnished mobile homes usually do not sell for more money at the closing table.

Let me explain.

Preowned furniture that comes with the mobile home will not have any real value to it whatsoever. However, the speed at which a home is sold when it is fully furnished is much quicker than that of a totally empty home. One reason for this is that many mobile homes throughout Sarasota are bought as second homes or vacation homes for new owners. Here, these Buyers are looking for an affordable way to live their Florida dream without having to buy a new mobile home and look to spend several thousand dollars on top of that to furnish the property.

Why buying furniture and furnishing your mobile home can save you a lot of money?

Sounds weird right? No! Let me explain.

A fully-furnished mobile home can be sold in a few weeks while an empty mobile home can be sold in six months or even more. Yes, you heard it right so how can you save money?

Assuming you spent $3,000 on furniture and sold your mobile home in just 3 weeks, you avoid losing thousands. Why? If your mobile home is not sold within 6 months, this means that you continue to pay lot rent for every month that your mobile home is sitting there waiting to be bought.

Assuming the lot rent is $700 per month, for six months you will be paying a total of $4,200 without any assurance that your mobile home will attract any buyer. But what if your home sits longer? Every month you are going to lose $700 more.

Can a fully furnished mobile home really sell fast? Based on our years of experience selling mobile homes, YES!

Remember that the majority of mobile home buyers in the Sarasota, Florida, area are from other states, and buying furniture, or bringing one, is not really part of their plan. Of course, a fully-furnished home will sell faster than an unfurnished one if both are at almost the same price.

Consider our suggestion if you want to sell your mobile home fast and avoid paying monthly lot rent. If, however, you want to pay monthly lot rent and wait for a miracle to happen, then do not buy any furniture.

Check back next week for another installment of what is my Sarasota mobile home worth.

The Mobile Home Dealer is a licensed mobile home broker in Sarasota, Florida, and the surrounding areas. We provide professional buy and/or sell assistance to our clients. If you have any questions, please get in touch with us by clicking this link. You may also visit our Facebook Page and send us a message.

This is Mark Kaiser with The Mobile Home Dealer, which helps mobile home Buyers and Sellers achieve better lives!

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April 12, 2024
Do Sarasota Mobile Home Buyers Need Seller Financing?
How does seller financing work and is it a viable option when buying a mobile home here in Sarasota?

As we have discussed in previous blogs, obtaining outside lending for a mobile home on leased land is very difficult to do.

Many lending agencies have added additional requirements in order to lend. Some of these requirements are looking heavily at the age of the home, costly inspections that need to be completed, and further scrutiny done by the underwriters even after all this work is done.

So, what do you do if you want to purchase a mobile home on leased land but do not have enough cash to make the purchase outright?

In that case, you may want to think about the Seller financing the sale as an option.

SELLER FINANCING: How it works in the sale of mobile homes.

Seller financing is when the seller gives the buyer a mortgage, which can help both buyers and sellers.
Seller financing can be a useful tool in a restricted credit market. This allows sellers to move their property faster and obtain a return on their considerable investment. In return, buyers can benefit from less strict requirements for initial qualification and payment, more flexible rates, and better loan terms in a house that could otherwise be out of reach.

Sellers willing to assume the role of financial ones represent only a small fraction of all sellers – typically less than 10%. That is because the treatment is not exempt from legal, financial, and logistical obstacles. But by taking adequate precautions and with professional help, sellers can reduce inherent risks.

The mechanics of financing by the seller.

In the seller’s financing, this assumes the role of the lender. Instead of giving cash to the buyer, the seller gives the buyer enough credit for the purchase price of the mobile home (not counting the initial payment). The buyer and the seller sign a promissory note (which contains the loan conditions). They register a mortgage (or “trust writing” in some states) with the local public record authority. Then the buyer pays the loan over time, normally with interest.

Palm Terrace mobile home

These loans are usually in the short term, for example, amortized at 10 years but with a global payment that expires in five years. The theory is that, within a few years, the mobile home will have gained enough value or the financial situation of the buyers will have improved enough so that they can refinance with a traditional lender, or with cash.

With seller financing, you essentially have the Seller act as the bank or lending agency.

The Buyer will make an initial down payment to the Seller and then make monthly installment payments to them over a set period. Many Sellers are open to this as a selling option, as they understand that coming up with an all-cash payment for the full price of a home can often be difficult, especially now with everything that has been going on due to COVID-19.

If a Seller agrees to hold the note on the home, then they will be the lien holder on the title. Their name will be shown on the title once you make the purchase and have the title transferred into your name. When the lien is finally paid off, then their name will be removed as the lien holder, as you will now own the home outright. This is what is referred to when people ask, “do you have a clear title?”

Some Sellers will want to add interest on monthly installment payments, just like a bank, whereas others won’t.

In our experience, we have never seen any Seller enforcing any type of penalty for an early payoff, so, there is no need to worry about that!

If you default on the loan to the Seller, then they will have the ability to call their note due just like a bank. If the note is not paid in full, the Seller will take the property back over and resell it again.

Tips to reduce the risk for the seller.

Many sellers are reluctant to subscribe to a mortgage because they fear that the buyer does not meet their obligations (that is, do not pay loan payments). But the seller can take measures to reduce the risk of non -non-compliance. A good professional can help the seller to do the following:

Require a loan application. The seller must insist that the buyer fill out a loan application form and must thoroughly verify all the information that the buyer provides there. This includes a credit verification and the investigation of employment history, assets, financial claims, references, and other information and background documentation.

Allow the seller to approve the buyer’s finances. The written sales contract – which specifies the terms of the treatment together with the loan amount, the interest rate, and the term – must be conditioned to the approval of the buyer’s financial situation by the seller.

The loan is guaranteed by the mobile home. The loan must be guaranteed by the property so that the seller (lender) can execute the mortgage if the buyer does not comply. The mobile home must be properly applied to confirm that its value is equal to or greater than the purchase price.

Get an initial payment. Institutional lenders ask for advances to cushion the risk of losing investment. It also gives the buyer participation in the property and makes it less likely to go to the first sign of financial problems. Sellers should do the same and collect at least 10% of the purchase price. Otherwise, in a soft and fall market, mortgage execution could leave the seller with a house that cannot be sold to cover all costs.

Although cash purchases are by far the preferred method of selling a mobile home, seller financing is very popular and we expect it to grow in popularity for sure over the next year.

This is Mark Kaiser with the Mobile Home Dealer and we help mobile home buyers and sellers get to a better place in life!

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April 12, 2024
Can You Buy A Mobile Home With Bad Credit?
For many people, moving to a mobile home means living a debt-free life. Yes, most mobile homes are sitting on leased land but a monthly rental is not a debt as long as your payment is updated. It is considered a charge for your monthly use of the land. It will only become a debt when you miss your due date.

Since people want a debt-free life, most successful mobile home purchases are made through cash payments. Most people who buy mobile homes budgeted for a couple of years saved enough money and then purchased their new homes with cash. Mobile homes are far cheaper than conventional onsite houses that’s why many single people and young couples manage to save between $15,000 to $30,000 in just a couple of years.

If you have bad credit, you might be wondering if you can still purchase a mobile home. The good news is that you can still buy a mobile home with bad credit; however, there are a few things you need to know before doing so.

First, it’s important to understand that your credit score is just one factor that lenders look at when considering a loan. While having bad credit will likely mean you’ll pay a higher interest rate, it doesn’t mean you won’t be approved for a loan.

Second, when you’re looking for a loan to finance your mobile home purchase, there are a few different options to consider. You can work with a traditional lender, such as a bank or credit union, or you can work with a specialty lender. Specialty lenders are often more willing to work with borrowers who have bad credit.

Finally, it’s important to remember that even if you have bad credit, you can still take steps to improve your credit score. By making on-time payments and keeping your balances low, you can start to improve your credit over time. If you have bad credit and want to purchase a mobile home, there are still options available to you. Work with a specialty lender and take steps to improve your credit score, and you can make your dream of owning a mobile home a reality.

Sarasota mobile homes

But what if cash payment is not an option for you? Can you buy a Sarasota Florida mobile if you have bad credit?

Unsure of what credit scores are needed to qualify for a mobile home?

Rest assured, you aren’t alone!

When looking at buying a mobile home in the greater Sarasota Florida area it is important to know exactly what it is and what is not before we get started.

Mobile homes on leased land in the state of Florida are viewed as and taxed as personal property and not real property.

What this means is that these mobile homes follow the same transaction process as that of a vehicle within Florida as mobile homes have titles associated with the purchase of the home and not a deed.

Most mobile home purchases on leased land are cash transactions.

In fact, for us here at The Mobile Home Dealer, only one out of every 15 sales is completed with some type of financing associated with the purchase of the home.

When cash is involved in the purchase then there are certainly no credit requirements!

Does that mean that the Buyers credit score is irrelevant to the purchase of the mobile home when it is located on leased land?

Not necessarily.

The reason why the Buyers credit score is still something to focus on is that every resident of a mobile home park needs to become park-approved before closing on the mobile home.

Each mobile home park has its version of the park approval but most parks will check the same three things for the applying resident which are the applicant’s credit history, criminal background, and income-to-lot rent ratio.

Each mobile home park will have its credit requirements for park approval so it is of utmost importance that all Buyers check with the park before buying the mobile home they are interested in to ensure they understand all of the requirements that are associated with the approval process of the mobile home park they are interested in living in.

Most mobile home parks will approach the approval process with, what is referred to, as a “full picture” approach. What this means is that parks will take the applicant’s income, credit score, and criminal background together to determine the status of the applicant’s park approval.

We certainly suggest that if you or any Buyer for that matter are unsure of what your credit score is go and pull a free credit report prior to applying for any park to see exactly where your credit score is and if it needs to be worked on before applying for park residency.

To people who are planning to move into mobile homes within the next two to three years and have bad credit, there is always an option given enough time to prepare.

Depending on your current job and financial situation, there are hundreds of ways to save money for a mobile home in the next two to three years.

Mobile Home for Sale in Sebring

Get rid of discretionary expenses. Many financial experts suggest that this is one of the majority of reasons why people, and even families, are not saving money. Check your monthly income and buy only the things you and your family need.

Decrease essential bills. Why pay for a higher Internet and cable package when you seldom use them? Turning off lights when not in use can save electrical bills, same with water usage. There are free ways to call your friends, families, and relatives so why spend money on phone bills?

Lifestyle check. How often do you go to fancy restaurants and bars? Will your monthly income support this kind of lifestyle? How much money can you save if you cut this activity off?

Budget wisely. Having a list of your daily expenses on the spreadsheet is one of the most effective budgeting methodologies and in fact, many people are doing this. How much money did you spend today and how much did you earn? You can see this if you have everything on spreadsheets.
Find ways to generate extra income. If you really want to hit your target of buying a mobile home in the next two to three years, find ways to generate extra income. There are part-time jobs everywhere. if you have a full-time job, getting an extra two to four hours may not be really bad.

Knowing exactly where you stand prior to moving forward may certainly cut down the time and frustration associated with the park approval and can, in turn, lead you to success in the mobile home park approval process.

This is Mark Kaiser with The Mobile Home Dealer and we help mobile home Buyers and Sellers get to a better place in life.

See Also:
April 12, 2024
What Are Sarasota Mobile Home Buyers Looking For?
What Are Sarasota Mobile Home Buyers Looking For? There are many reasons why someone might choose to live in a Sarasota resident-owned mobile home park. For one, the cost of living is often much lower in these communities than in traditional neighborhoods or developments. Additionally, residents often have a greater sense of control over their living environment and the rules that govern it when they live in a resident-owned mobile home park. Finally, these communities typically offer a tight-knit sense of community and support system that can be difficult to find elsewhere.

When it comes to buying a mobile home in the Sarasota area, buyers are looking for a few key things. First and foremost, they want a home that is in good condition and won’t require a lot of work or money to get it up to par. Secondly, buyers want an affordable home that won’t break the bank. And lastly, they want a home located in a desirable area – preferably near the beach or other attractions. With so many beautiful mobile homes on the market in Sarasota, finding one that meets all of these criteria can be a challenge. But when you do find that perfect home, it will be well worth the effort!

We have a question from one of our Facebook followers today. His name is Alan Davies, and he lives in Parrish, Florida.

Here’s what he wrote. “Hey, Mark. I appreciate all of the information you give us regularly. Could you do a video on what buyers think when they look at a mobile home? I am considering having your team sell our home for us in the future, but want to get a good idea of what we should be expecting from the Buyers when we put the home on the market.”

Thanks, Alan, for your question. I bet I will be happy to help answer that for you!

I hope what I give you here helps bring clarity to those questions.

In our experience, Buyers of mobile homes on leased land throughout the Gulf Coast are looking for three things.

The mobile home is clean, safe, and affordable as a place to live.

By clean, I am referring to the fact that most Buyers do not want to have to go in and clean out a home. If your property is being sold fully furnished, then that is fine, but they want to ensure that it does not feel dirty when they walk in. That said, we always suggest that all Sellers do their best to clean up the home. Do not feel like you have to get rid of everything, but at least make sure it is broom-swept clean, and presentable when you are putting the home on the market for sale.

The second point is that the home is safe, which is kind of self-explanatory.

Buyers want to make sure that everything in the home works as it is supposed to, or as you say it is. Make sure that all the appliances are in good working order. Make sure the air conditioner turns on and cools the home accordingly. Ensure the toilet flushes, lights, and outlets turn on as they should. If there are burnt-out light bulbs or bad outlets, do not worry about it. It is not that big of a deal. But make sure you tell the buyer which ones they are. Also, Alan, make sure if you are not willing to replace an appliance or anything in the home that is broken, to let the Buyer know that on the front end so that they can make an offer accordingly. It is never good to surprise a Buyer at closing with this.

The last topic is the one that gets all of the interest, and that is buyers looking for a home that is affordable.

As we can all agree, the term affordable is relative. What may be affordable to you may not be to the next person and so on. With that understanding, we want to make sure that your home is priced where it is to be sold, not where it’s for sale. Most Sellers look at other homes in the area, see what they’re selling, and base their price on that. That’s just not the right way to do things. You see, what a home is selling for and what a home actually is sold for are two totally different numbers.

The reason is that nearly all homes that we have ever seen do not sell for the prices they are for sale at. More times than not, there’s a discount involved for which it can be a considerable price cut in order actually to get the home sold. Now, Alan, as mentioned in a previous video, it is not just the price the home sells at, but also the number of total carrying costs the Seller is paying when the home is for sale, along with their frustration and time.

Once all of these items are considered, an actual sales price should be determined.

So, Alan, thanks again for the question and I hope that helped you out. If you need any further clarification, feel free to reach out to us or me directly and we will be happy to help answer your question in further detail.

Another reason why some mobile homes take months to sell is that the seller includes all the costs like upgrades and furniture making the mobile home price balloon.

Remember that upgrades don’t add value to the cost of the mobile home because it’s the seller’s personal preference and not the buyer’s. A fully furnished home can also sell fast compared to an empty one if both homes have a similar price, but if the seller adds the costs of pre-owned furniture to the cost of the house, then this could be a dealbreaker.

Considering that many mobile home parks in the Sarasota Florida area have older residents, providing their basic needs in safety, cleanliness, and affordability is more than enough. A set of pre-owned furniture without increasing the price is a big cost and time-saving for the buyer.

The Mobile Home Dealer is a licensed mobile home broker in Sarasota, Florida, and the surrounding areas. We provide professional buy and/or sell assistance to our clients. If you have any questions, please contact us by clicking this link. You may also visit our Facebook Page and send us a message.

This is Mark Kaiser with The Mobile Home Dealer, and we help mobile home buyers and sellers get to a better place in life.

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April 12, 2024
Why Do You Need a Mobile Home Broker When Selling and Buying A Mobile Home
The mobile home market offers a compelling alternative to traditional housing, boasting affordability and a sense of community. However, navigating the intricacies of buying or selling a mobile home can be surprisingly complex. This is where a mobile home broker steps in, acting as your trusted guide throughout the process.

Understanding the Market with a Mobile Home Broker

The mobile home market can vary significantly depending on location. A mobile home broker possesses a deep understanding of local market trends, including average prices, desirable features, and park regulations. This knowledge proves invaluable for both buyers and sellers.

For buyers, a mobile home broker can help identify suitable mobile homes within their budget and desired features. They can also provide insights into the overall condition of the mobile home, potential hidden costs, and the reputation of the mobile home park. Nationally, the median sales price for a manufactured home in 2023 was around $80,000, according to industry reports. However, this figure can fluctuate depending on factors like size, age, location, and the overall housing market. A mobile home dealer with local expertise can ensure you’re getting a fair price based on these factors.

Sellers, on the other hand, benefit from a mobile home broker’s understanding of current market demand. They can help price mobile homes competitively to attract a wider pool of buyers and achieve faster sales. In some areas, competition for mobile homes can be fierce, particularly in locations with limited inventory or desirable amenities. A mobile home dealer with strong marketing skills can ensure your property reaches the right audience, maximizing your chances of a successful sale.

The Negotiation Edge with a Mobile Home Broker

Negotiation is a crucial aspect of both buying and selling a mobile home. A skilled mobile home broker possesses the expertise to negotiate on your behalf, ensuring you secure the best possible outcome.

For buyers, a mobile home broker can advocate for repairs, closing cost assistance, or other concessions from the seller. Their knowledge of market value strengthens your bargaining position. In some instances, depending on the location and market conditions, a mobile home dealer might even be able to negotiate a lower purchase price.

Sellers, on the other hand, benefit from the negotiation skills of a mobile home dealer when dealing with potential buyers. They can navigate complex offers counter proposals and ensure you receive a fair price for your mobile home.

Streamlining the Process with a Mobile Home Broker

The mobile home buying and selling process involves a fair amount of paperwork and legalities. A mobile home broker can significantly streamline this process by handling many administrative tasks on your behalf. This includes:
- Understanding park regulations: Mobile home parks often have specific rules governing the sale and installation of mobile homes. A mobile home dealer can ensure you comply with these regulations, avoiding delays or potential roadblocks in the transaction.
- Title and deed transfer: The transfer of ownership for a mobile home involves specific title and deed transfer processes. A mobile home broker can oversee this process, ensuring all documents are completed accurately and filed appropriately.
- Financing: Mobile home financing can be complex, with different lenders offering varying rates and terms. A mobile home dealer can connect you with reputable lenders and assist in navigating the financing application process.
Cost Considerations When Working with a Mobile Home Broker

Mobile home brokers typically charge a commission based on the sale price of the mobile home. This commission can vary depending on location and the specific services provided by the broker. Nationally, the average commission for a mobile home broker can range from 5% to 10% of the sale price. However, it’s important to discuss fees upfront with any potential mobile home dealer you’re considering.

While the initial cost of working with a mobile home dealer may seem like an added expense, the benefits often outweigh the cost. A skilled mobile home broker can save you time, money, and stress throughout the buying or selling process.

Finding the Right Mobile Home Broker

When searching for a mobile home dealer , look for someone with experience in your specific area. They should have a strong understanding of the local mobile home market, park regulations, and financing options.

It’s also wise to ask for referrals from friends, family, or real estate agents who may have worked with a mobile home dealer in the past. Finally, schedule consultations with several mobile home brokers to find someone you feel comfortable working with and who understands your specific needs and goals.

In conclusion, navigating the mobile home market can be challenging, especially for first-time buyers or sellers. A mobile home broker like The Mobile Home Dealer acts as your trusted advisor, offering invaluable expertise in market trends, negotiation, paperwork, and navigating the legalities involved in the transaction. By partnering with a skilled mobile home dealer , you can ensure a smoother, more successful experience when buying or selling your mobile home.

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April 9, 2024
People Ask: How Much Does a Double-wide Mobile Home Cost in Florida
Florida, the Sunshine State, beckons with its balmy weather, pristine beaches, and vibrant culture. Unsurprisingly, many dream of owning a piece of this paradise. But for those seeking an affordable housing option, “how much is a double wide mobile home” often arises.

Double-wide or manufactured mobile homes offer a spacious and cost-effective alternative to traditional stick-built houses. They come in various sizes and styles, making them suitable for families, retirees, or anyone seeking comfortable living quarters. However, navigating the price range of these homes can be tricky, as several factors influence the final cost.

This comprehensive guide will delve into the world of double-wide mobile homes in Florida, shedding light on estimated costs, location variations, and additional expenses to consider.

Understanding the Double-Wide Price Spectrum

When pondering “how much is a double-wide mobile home,” a good starting point is the national average. According to industry reports, a new double-wide mobile home can range from $132,600 to $160,400, with the national sweet spot around $139,900. However, it’s crucial to remember that Florida’s housing market can present a slightly different picture.

Sunshine State Specifics: How Location Impacts Cost

Florida boasts diverse landscapes, from bustling coastal cities to laid-back rural areas. This diversity extends to the cost of double-wide mobile homes. Here’s a breakdown of how location can affect the price tag:
- Metropolitan Areas: Places like Miami, Orlando, and Tampa Bay have higher costs for double-wide mobile homes. The increased land value and demand in these areas can increase prices. Expect prices in these locations to be closer to the national high-end, potentially reaching $160,400 or even exceeding it slightly, depending on features and size.
- Suburban and Rural Areas: Prices tend to dip as you move away from major cities. In suburban and rural areas, you might find double-wide mobile homes within the $132,600 to $145,000 range. This price range reflects a more balanced land cost and can be a good option for those seeking affordability.
Beyond the Home: Additional Costs to Factor In

While the base price of the double-wide mobile home is a significant factor, it’s just one piece of the puzzle. Here are some additional expenses to consider when calculating the total cost:
- Land: Unless you own land, you’ll need to factor in the cost of purchasing a lot suitable for a mobile home. Prices can vary greatly depending on the location, size, and amenities the mobile home park offers. In prime locations, land costs $50,000, while in more rural areas, it could be as low as $10,000.
- Transportation and Set-up: You must consider the cost of transporting the mobile home sections to your chosen location and setting them up on the foundation. Depending on the distance and complexity of the setup, this can range from $3,000 to $7,000.
- Permits and Inspections: Obtaining the necessary permits and inspections for placing your mobile home can add a few thousand dollars to the final cost. Be sure to factor this in while budgeting.
- Utility Connections: Connecting your mobile home to utilities like water, sewer, and electricity will incur additional costs. The exact amount will depend on the specific service providers and local regulations.
Beyond the Numbers: Features that Can Affect Price

The double-wide mobile home’s size, features, and overall quality will significantly impact the price. Here’s a breakdown of some key factors:
- Size: Larger double-wide homes naturally cost more than smaller ones. The square footage of the home is a crucial factor to consider when comparing prices.
- Amenities: Homes with high-end finishes, upgraded appliances, or additional features like porches or garages will have a higher price tag.
- Manufacturer: Different manufacturers offer varying levels of quality and warranties. Homes from reputable brands known for their durability and craftsmanship might cost more but could be a worthwhile investment in the long run.
Navigating the Market: Tips for Finding the Right Deal

Now that you have a better understanding of “how much a double-wide mobile home” in Florida, here are some tips to find the best value for your money:
- Shop Around: Don’t settle on the first home you see. Explore different manufacturers, retailers, and mobile home parks to compare prices and features.
- Consider Pre-Owned: Pre-owned double-wide mobile homes offer a chance to save significantly on the upfront cost. However, factor in potential repairs and renovations that might be necessary. A thorough inspection by a qualified professional is crucial before finalizing a purchase of a pre-owned mobile home.
- Negotiate: Feel free to negotiate the price with the seller, especially for pre-owned homes. Research the market value of similar homes to strengthen your bargaining position.
Financing Your Dream: Exploring Loan Options

Financing a double-wide mobile home in Florida is possible through various loan options. Here are some key considerations:
- FHA Loans: The Federal Housing Administration (FHA) offers loans for manufactured homes, making them a popular buyer choice. These loans typically require a lower down payment compared to traditional mortgages.
- Chattel Loans: Chattel loans treat mobile homes as personal property, similar to car loans. The terms are generally shorter than FHA loans, and the interest rates can be higher.
- VA Loans: Veterans may qualify for VA loans with favorable terms for purchasing manufactured homes. These loans often require no down payment and offer competitive interest rates.
The Final Word: Owning Your Piece of the Sunshine State

By understanding the cost factors and exploring financing options, you can confidently approach the question of “how much is a double-wide mobile home” in Florida. Double-wide mobile homes offer a comfortable and affordable living solution for many Floridians. With careful planning and budgeting, you can turn your dream of owning a piece of paradise into a reality.

Additional Considerations
- Maintenance Costs: Like any home, double-wide mobile homes require regular maintenance. Factor in the cost of routine maintenance and repairs as part of your long-term budget.
- Community Fees: Living in a mobile home park often involves monthly fees that cover amenities like trash collection, common area maintenance, and sometimes even utilities. Research the specific fees associated with your chosen mobile home park.
- Appreciation: Unlike traditional stick-built homes, double-wide mobile homes generally don’t appreciate value as much. However, they can still provide a comfortable and affordable living option, especially for fixed-income people.
By carefully considering all these aspects, you can decide whether a double-wide mobile home is the right fit for your Florida dream. Soaking up the sunshine, enjoying the beaches, and living comfortably in your own space – a double-wide mobile home in Florida can be a gateway to a fulfilling lifestyle.

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April 9, 2024
Do Mobile Homes Have Asbestos? A Guide for Homeowners
Are you considering buying a mobile home? They offer a great balance of affordability and space, making them an attractive option for many. But along with the excitement of potential homeownership comes the responsibility of ensuring the safety of your new living space. One concern that often pops up for potential mobile homeowners is asbestos. Do mobile homes have asbestos? The answer depends on the age of the mobile home. Asbestos, a naturally occurring mineral fiber once widely used in construction materials for its fire resistance and insulating properties, was later linked to serious health problems, including lung cancer and mesothelioma. As a result, its use in building materials was banned in the United States in 1978.

Understanding the Risk in Mobile Homes

While asbestos is no longer used in modern construction, it’s crucial to consider the age of a mobile home before purchasing or renovating. If you’re looking at a mobile home manufactured before 1979, there’s a chance it could contain asbestos-containing materials (ACMs). These materials were commonly used in various components of mobile homes built during that era, including:

An old mobile home with asbestos
- Ceiling and wall tiles: These were often made from asbestos-cement composites, offering durability and fire resistance.
- Flooring materials: Vinyl flooring, linoleum tiles, and even some carpet backings might have contained asbestos fibers.
- Insulation: Pipe wrap insulation and sprayed-on insulation in older mobile homes could be sources of asbestos.
- Textured wall coatings: Some decorative finishes used on walls prior to the 1970s may have contained asbestos.
Why Asbestos is Dangerous

Asbestos becomes hazardous when the materials containing it are disturbed or damaged. This can release tiny asbestos fibers into the air, which can be inhaled and become trapped in the lungs. Over time, these fibers can cause serious health problems, including:
- Asbestosis: A chronic lung disease that causes scarring and shortness of breath.
- Lung cancer: Asbestos exposure is a significant risk factor for lung cancer.
- Mesothelioma: This is a rare form of cancer that affects the lining of the lungs, chest, or abdomen.
Identifying Potential Asbestos Hazards

Unfortunately, it’s impossible to tell just by looking whether a material in your mobile home contains asbestos. The only way to be certain is through professional asbestos testing. Here are some tips for identifying potential asbestos hazards:
- Look for the age of the mobile home: If it was built before 1979, there’s a higher chance of encountering asbestos.
- Check for specific materials: Be aware of the components commonly containing asbestos mentioned earlier.
- Pay attention to the condition of materials: Brittle, damaged, or crumbling materials are more likely to release asbestos fibers.
What to Do if You Suspect Asbestos

If you suspect asbestos in your mobile home, it’s crucial to avoid disturbing the materials. Here’s what to do:
- Leave the materials undisturbed: Don’t attempt to remove, repair, or sand asbestos-containing materials yourself.
- Contact a certified asbestos inspector: A qualified professional can assess the situation and determine if the materials contain asbestos.
- Consider asbestos abatement: If asbestos is present, a licensed asbestos abatement contractor can safely remove the materials. Abatement is a complex process with strict regulations, so always hire a qualified professional.
Living Safely in a Mobile Home

Even if your mobile home was built before 1979, it doesn’t necessarily mean it contains asbestos. However, it’s always better to be safe than sorry. Here are some tips for living safely in a mobile home:
- Maintain good ventilation: Regularly open windows and doors to ensure proper air circulation.
- Avoid disturbing suspect materials: Leave them alone, and don’t attempt any DIY repairs.
- Schedule regular inspections: If you plan to renovate your mobile home, have a certified inspector assess for asbestos before starting any work.
Peace of Mind with Professional Help

Understanding the potential risks and taking the necessary precautions can ensure your family’s and your own safety in your mobile home. If you have any concerns about asbestos, don’t hesitate to consult a qualified professional. A certified asbestos inspector can provide peace of mind by assessing your mobile home and recommending appropriate actions.

Do mobile homes have asbestos? While the answer depends on the age of the house, with proper knowledge and precautions, you can make informed decisions about your mobile home and ensure a safe and healthy living environment.

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April 9, 2024